Small business finance problems investigated

A new initiative has been launched to get banks and financial institutions lending to small businesses again.

As a result of organisations pointing out that finding finance for small firms was 'vital to reinvigorating the economy,' business secretary Vince Cable and chancellor George Osborne have launched the 'Financing a Private Sector Recovery' paper, in a bid to get lending moving and to encourage investment.

The paper explores a variety of finance options, including more use of equity and encouraging venture capital and business angels to invest in a wider range of businesses. It explains how the government itself could intervene and also aims to increase transparency in bank loan applications and to foster competition between banks and financial institutions. 

Mr Cable said, “I’ve heard the problems businesses are facing in getting bank loans up and down the country. They need innovative ways to access finance from other sources to grow our firms and economy.
That’s why this green paper is so important as we look to help viable firms get the money they need,” added Mr Cable.

Commenting on the paper, director general of the British Chambers of Commerce, David Frost, said, “It is vital that the right approach is taken when dealing with the access to finance question.



Whoops! There was an error.
ErrorException (E_WARNING)
file_put_contents(/home/bizsale/storage/framework/sessions/CXwEXVtk9dWBJVVt2oNiUEdu1JKDwamleS2m4azk): failed to open stream: No space left on device ErrorException thrown with message "file_put_contents(/home/bizsale/storage/framework/sessions/CXwEXVtk9dWBJVVt2oNiUEdu1JKDwamleS2m4azk): failed to open stream: No space left on device" Stacktrace: #7 ErrorException in /home/bizsale/vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:122 #6 file_put_contents in /home/bizsale/vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:122 #5 Illuminate\Filesystem\Filesystem:put in /home/bizsale/vendor/laravel/framework/src/Illuminate/Session/FileSessionHandler.php:83 #4 Illuminate\Session\FileSessionHandler:write in /home/bizsale/vendor/laravel/framework/src/Illuminate/Session/Store.php:128 #3 Illuminate\Session\Store:save in /home/bizsale/vendor/laravel/framework/src/Illuminate/Session/Middleware/StartSession.php:87 #2 Illuminate\Session\Middleware\StartSession:terminate in /home/bizsale/vendor/laravel/framework/src/Illuminate/Foundation/Http/Kernel.php:218 #1 Illuminate\Foundation\Http\Kernel:terminateMiddleware in /home/bizsale/vendor/laravel/framework/src/Illuminate/Foundation/Http/Kernel.php:189 #0 Illuminate\Foundation\Http\Kernel:terminate in /home/bizsale/public_html/index.php:65
Application frames (1) All frames (8)
7
ErrorException
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Filesystem
/
Filesystem.php
122
6
file_put_contents
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Filesystem
/
Filesystem.php
122
5
Illuminate
\
Filesystem
\
Filesystem
put
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
FileSessionHandler.php
83
4
Illuminate
\
Session
\
FileSessionHandler
write
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
Store.php
128
3
Illuminate
\
Session
\
Store
save
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
Middleware
/
StartSession.php
87
2
Illuminate
\
Session
\
Middleware
\
StartSession
terminate
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Foundation
/
Http
/
Kernel.php
218
1
Illuminate
\
Foundation
\
Http
\
Kernel
terminateMiddleware
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Foundation
/
Http
/
Kernel.php
189
0
Illuminate
\
Foundation
\
Http
\
Kernel
terminate
/
public_html
/
index.php
65
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Filesystem
/
Filesystem.php
     *
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     * @return string
     */
    public function hash($path)
    {
        return md5_file($path);
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    /**
     * Write the contents of a file.
     *
     * @param  string  $path
     * @param  string  $contents
     * @param  bool  $lock
     * @return int
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    public function put($path, $contents, $lock = false)
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    /**
     * Prepend to a file.
     *
     * @param  string  $path
     * @param  string  $data
     * @return int
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    public function prepend($path, $data)
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            return $this->put($path, $data.$this->get($path));
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        return $this->put($path, $data);
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    /**
     * Append to a file.
Arguments
  1. "file_put_contents(/home/bizsale/storage/framework/sessions/CXwEXVtk9dWBJVVt2oNiUEdu1JKDwamleS2m4azk): failed to open stream: No space left on device"
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Filesystem
/
Filesystem.php
     *
     * @param  string  $path
     * @return string
     */
    public function hash($path)
    {
        return md5_file($path);
    }
 
    /**
     * Write the contents of a file.
     *
     * @param  string  $path
     * @param  string  $contents
     * @param  bool  $lock
     * @return int
     */
    public function put($path, $contents, $lock = false)
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    /**
     * Prepend to a file.
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     * @param  string  $path
     * @param  string  $data
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    /**
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Arguments
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  3. 2
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
FileSessionHandler.php
    /**
     * {@inheritdoc}
     */
    public function read($sessionId)
    {
        if ($this->files->exists($path = $this->path.'/'.$sessionId)) {
            if (filemtime($path) >= Carbon::now()->subMinutes($this->minutes)->getTimestamp()) {
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        return '';
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     */
    public function write($sessionId, $data)
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    /**
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Arguments
  1. "/home/bizsale/storage/framework/sessions/CXwEXVtk9dWBJVVt2oNiUEdu1JKDwamleS2m4azk"
    
  2. "a:3:{s:6:"_token";s:40:"2Zer3u13VkAqeZ3k3AGAujodpHqAqpOGhjr9cjHD";s:9:"_previous";a:1:{s:3:"url";s:86:"https://w.workfromhome.co.uk/Blogs/small-business-finance-problems-investigated-166975";}s:6:"_flash";a:2:{s:3:"old";a:0:{}s:3:"new";a:0:{}}}"
    
  3. true
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
Store.php
     *
     * @param  string  $data
     * @return string
     */
    protected function prepareForUnserialize($data)
    {
        return $data;
    }
 
    /**
     * Save the session data to storage.
     *
     * @return bool
     */
    public function save()
    {
        $this->ageFlashData();
 
        $this->handler->write($this->getId(), $this->prepareForStorage(
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    /**
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    protected function prepareForStorage($data)
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    /**
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     *
     * @return void
Arguments
  1. "CXwEXVtk9dWBJVVt2oNiUEdu1JKDwamleS2m4azk"
    
  2. "a:3:{s:6:"_token";s:40:"2Zer3u13VkAqeZ3k3AGAujodpHqAqpOGhjr9cjHD";s:9:"_previous";a:1:{s:3:"url";s:86:"https://w.workfromhome.co.uk/Blogs/small-business-finance-problems-investigated-166975";}s:6:"_flash";a:2:{s:3:"old";a:0:{}s:3:"new";a:0:{}}}"
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
Middleware
/
StartSession.php
        if ($this->sessionConfigured()) {
            $this->storeCurrentUrl($request, $session);
 
            $this->addCookieToResponse($response, $session);
        }
 
        return $response;
    }
 
    /**
     * Perform any final actions for the request lifecycle.
     *
     * @param  \Illuminate\Http\Request  $request
     * @param  \Symfony\Component\HttpFoundation\Response  $response
     * @return void
     */
    public function terminate($request, $response)
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        if ($this->sessionHandled && $this->sessionConfigured() && ! $this->usingCookieSessions()) {
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    /**
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     *
     * @param  \Illuminate\Http\Request  $request
     * @return \Illuminate\Contracts\Session\Session
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    /**
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/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Foundation
/
Http
/
Kernel.php
     * @return void
     */
    protected function terminateMiddleware($request, $response)
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    /**
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     * @return array
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    protected function gatherRouteMiddleware($request)
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        return [];
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    /**
Arguments
  1. Request {
      #json: null
      #convertedFiles: null
      #userResolver: Closure {
        class: "Illuminate\Auth\AuthServiceProvider"
        this: AuthServiceProvider { …}
        parameters: {
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            default: null
          }
        }
        use: {
          $app: Application { …}
        }
      }
      #routeResolver: Closure {
        class: "Illuminate\Routing\Router"
        this: Router { …}
        use: {
          $route: Route { …}
        }
      }
      +attributes: ParameterBag {}
      +request: ParameterBag {#1}
      +query: ParameterBag {#1}
      +server: ServerBag {}
      +files: FileBag {}
      +cookies: ParameterBag {}
      +headers: HeaderBag {}
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      #languages: null
      #charsets: null
      #encodings: null
      #acceptableContentTypes: array:1 [
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      #pathInfo: "/Blogs/small-business-finance-problems-investigated-166975"
      #requestUri: "/Blogs/small-business-finance-problems-investigated-166975"
      #baseUrl: ""
      #basePath: null
      #method: "GET"
      #format: null
      #session: Store {}
      #locale: null
      #defaultLocale: "en"
      -isHostValid: true
      -isClientIpsValid: true
      -isForwardedValid: true
      basePath: ""
      format: "html"
    }
    
  2. Response {}
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Foundation
/
Http
/
Kernel.php
     */
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     * @return void
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      #routeResolver: Closure {
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        this: Router { …}
        use: {
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        }
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      +request: ParameterBag {#1}
      +query: ParameterBag {#1}
      +server: ServerBag {}
      +files: FileBag {}
      +cookies: ParameterBag {}
      +headers: HeaderBag {}
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      #languages: null
      #charsets: null
      #encodings: null
      #acceptableContentTypes: array:1 [
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      #pathInfo: "/Blogs/small-business-finance-problems-investigated-166975"
      #requestUri: "/Blogs/small-business-finance-problems-investigated-166975"
      #baseUrl: ""
      #basePath: null
      #method: "GET"
      #format: null
      #session: Store {}
      #locale: null
      #defaultLocale: "en"
      -isHostValid: true
      -isClientIpsValid: true
      -isForwardedValid: true
      basePath: ""
      format: "html"
    }
    
  2. Response {}
    
/
home
/
bizsale
/
public_html
/
index.php
|--------------------------------------------------------------------------
| Run The Application
|--------------------------------------------------------------------------
|
| Once we have the application, we can handle the incoming request
| through the kernel, and send the associated response back to
| the client's browser allowing them to enjoy the creative
| and wonderful application we have prepared for them.
|
*/
 
$kernel = $app->make(Illuminate\Contracts\Http\Kernel::class);
 
$response = $kernel->handle(
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$response->send();
 
$kernel->terminate($request, $response);
Arguments
  1. Request {
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      #convertedFiles: null
      #userResolver: Closure {
        class: "Illuminate\Auth\AuthServiceProvider"
        this: AuthServiceProvider { …}
        parameters: {
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        use: {
          $route: Route { …}
        }
      }
      +attributes: ParameterBag {}
      +request: ParameterBag {#1}
      +query: ParameterBag {#1}
      +server: ServerBag {}
      +files: FileBag {}
      +cookies: ParameterBag {}
      +headers: HeaderBag {}
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      #languages: null
      #charsets: null
      #encodings: null
      #acceptableContentTypes: array:1 [
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      #pathInfo: "/Blogs/small-business-finance-problems-investigated-166975"
      #requestUri: "/Blogs/small-business-finance-problems-investigated-166975"
      #baseUrl: ""
      #basePath: null
      #method: "GET"
      #format: null
      #session: Store {}
      #locale: null
      #defaultLocale: "en"
      -isHostValid: true
      -isClientIpsValid: true
      -isForwardedValid: true
      basePath: ""
      format: "html"
    }
    
  2. Response {}
    

Environment & details:

empty
empty
empty
Key Value
XSRF-TOKEN
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laravel_session
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empty
Key Value
TZ
"UTC"
REDIRECT_REDIRECT_UNIQUE_ID
"aj8plPerG-UzdMM2TYsZxgAAAB0"
REDIRECT_REDIRECT_SCRIPT_URL
"/Blogs/small-business-finance-problems-investigated-166975"
REDIRECT_REDIRECT_SCRIPT_URI
"https://w.workfromhome.co.uk/Blogs/small-business-finance-problems-investigated-166975"
REDIRECT_REDIRECT_HTTPS
"on"
REDIRECT_REDIRECT_SSL_TLS_SNI
"w.workfromhome.co.uk"
REDIRECT_REDIRECT_STATUS
"200"
REDIRECT_UNIQUE_ID
"aj8plPerG-UzdMM2TYsZxgAAAB0"
REDIRECT_SCRIPT_URL
"/Blogs/small-business-finance-problems-investigated-166975"
REDIRECT_SCRIPT_URI
"https://w.workfromhome.co.uk/Blogs/small-business-finance-problems-investigated-166975"
REDIRECT_HTTPS
"on"
REDIRECT_SSL_TLS_SNI
"w.workfromhome.co.uk"
REDIRECT_HANDLER
"application/x-httpd-ea-php71"
REDIRECT_STATUS
"200"
UNIQUE_ID
"aj8plPerG-UzdMM2TYsZxgAAAB0"
SCRIPT_URL
"/Blogs/small-business-finance-problems-investigated-166975"
SCRIPT_URI
"https://w.workfromhome.co.uk/Blogs/small-business-finance-problems-investigated-166975"
HTTPS
"on"
SSL_TLS_SNI
"w.workfromhome.co.uk"
HTTP_X_FORWARDED_FOR
"216.73.217.108"
HTTP_USER_AGENT
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; [email protected])"
HTTP_ACCEPT
"*/*"
HTTP_COOKIE
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HTTP_ACCEPT_ENCODING
"gzip, br"
HTTP_CF_RAY
"a120b9f61e5dd937-CMH"
HTTP_CDN_LOOP
"cloudflare; loops=1"
HTTP_CF_IPCOUNTRY
"US"
HTTP_CF_VISITOR
"{"scheme":"https"}"
HTTP_X_FORWARDED_PROTO
"https"
HTTP_CONNECTION
"Keep-Alive"
HTTP_HOST
"w.workfromhome.co.uk"
HTTP_X_HTTPS
"1"
PATH
"/usr/local/jdk/bin:/usr/kerberos/sbin:/usr/kerberos/bin:/usr/local/sbin:/usr/local/bin:/sbin:/bin:/usr/sbin:/usr/bin:/usr/X11R6/bin:/usr/local/bin:/usr/X11R6/bin:/root/bin:/opt/bin"
SERVER_SIGNATURE
""
SERVER_SOFTWARE
"Apache"
SERVER_NAME
"w.workfromhome.co.uk"
SERVER_ADDR
"172.31.31.57"
SERVER_PORT
"443"
REMOTE_ADDR
"216.73.217.108"
DOCUMENT_ROOT
"/home/bizsale/public_html"
REQUEST_SCHEME
"https"
CONTEXT_PREFIX
"/cgi-sys"
CONTEXT_DOCUMENT_ROOT
"/usr/local/cpanel/cgi-sys/"
SERVER_ADMIN
"[email protected]"
SCRIPT_FILENAME
"/home/bizsale/public_html/index.php"
REMOTE_PORT
"12469"
REDIRECT_URL
"/index.php"
GATEWAY_INTERFACE
"CGI/1.1"
SERVER_PROTOCOL
"HTTP/1.1"
REQUEST_METHOD
"GET"
QUERY_STRING
""
REQUEST_URI
"/Blogs/small-business-finance-problems-investigated-166975"
SCRIPT_NAME
"/index.php"
ORIG_SCRIPT_FILENAME
"/usr/local/cpanel/cgi-sys/ea-php71"
ORIG_PATH_INFO
"/index.php"
ORIG_PATH_TRANSLATED
"/home/bizsale/public_html/index.php"
ORIG_SCRIPT_NAME
"/cgi-sys/ea-php71"
PHP_SELF
"/index.php"
REQUEST_TIME_FLOAT
1782524308.1632
REQUEST_TIME
1782524308
argv
[]
argc
0
APP_NAME
"Laravel"
APP_ENV
"local"
APP_KEY
"base64:6coDXzCRsacXGmkPvjvAXO03DG2dJJdkX6rr1+rpvVg="
APP_DEBUG
"true"
APP_LOG_LEVEL
"debug"
APP_URL
"http://localhost"
DB_CONNECTION
"mysql"
DB_HOST
"127.0.0.1"
DB_PORT
"3306"
DB_DATABASE
"bizsale_db"
DB_USERNAME
"bizsale_admin"
DB_PASSWORD
"+fUTe#g#3."
BROADCAST_DRIVER
"log"
CACHE_DRIVER
"file"
SESSION_DRIVER
"file"
SESSION_LIFETIME
"120"
QUEUE_DRIVER
"sync"
REDIS_HOST
"127.0.0.1"
REDIS_PASSWORD
"null"
REDIS_PORT
"6379"
MAIL_DRIVER
"smtp"
MAIL_HOST
"smtp.mailtrap.io"
MAIL_PORT
"2525"
MAIL_USERNAME
"null"
MAIL_PASSWORD
"null"
MAIL_ENCRYPTION
"null"
PUSHER_APP_ID
""
PUSHER_APP_KEY
""
PUSHER_APP_SECRET
""
EMAIL_TESTING
"true"
COMPANIESHOUSE_KEY
"u82ND42fnkdYxqCH945hvlmaflxDPIyT2sMcWLrj"
Key Value
APP_NAME
"Laravel"
APP_ENV
"local"
APP_KEY
"base64:6coDXzCRsacXGmkPvjvAXO03DG2dJJdkX6rr1+rpvVg="
APP_DEBUG
"true"
APP_LOG_LEVEL
"debug"
APP_URL
"http://localhost"
DB_CONNECTION
"mysql"
DB_HOST
"127.0.0.1"
DB_PORT
"3306"
DB_DATABASE
"bizsale_db"
DB_USERNAME
"bizsale_admin"
DB_PASSWORD
"+fUTe#g#3."
BROADCAST_DRIVER
"log"
CACHE_DRIVER
"file"
SESSION_DRIVER
"file"
SESSION_LIFETIME
"120"
QUEUE_DRIVER
"sync"
REDIS_HOST
"127.0.0.1"
REDIS_PASSWORD
"null"
REDIS_PORT
"6379"
MAIL_DRIVER
"smtp"
MAIL_HOST
"smtp.mailtrap.io"
MAIL_PORT
"2525"
MAIL_USERNAME
"null"
MAIL_PASSWORD
"null"
MAIL_ENCRYPTION
"null"
PUSHER_APP_ID
""
PUSHER_APP_KEY
""
PUSHER_APP_SECRET
""
EMAIL_TESTING
"true"
COMPANIESHOUSE_KEY
"u82ND42fnkdYxqCH945hvlmaflxDPIyT2sMcWLrj"
0. Whoops\Handler\PrettyPageHandler