Report: SMEs are spending a tenth of their time chasing payments

Late payments: the scourge of many a small business or enterprise. But according to a new piece of research carried out by Liberis, an SME finance provider, the majority of the UK’s smaller firms are spending far too much of their precious time chasing up delinquent creditors.

According to new data collected under the title of “How Is Aged Debt Affecting UK Small Businesses?”, 72 per cent of SMEs are spending up to three days each month chasing money they are owed or other outstanding invoices. That’s the equivalent of one in every ten days.

Not only is this taking up valuable time, but Liberis estimates that it costs the average business £5,000 every year in lost work, revenue and employee effort.

On top of that, a significant proportion – just under a quarter – of SMEs are chasing “aged debt” worth at least £20,000.

On average, the 440 SMEs surveyed by the company were owed an average of £11,000. Extrapolating this using government figures means that the UK’s 5.7 million small business owners are chasing a whopping £14.9bn worth of late payments, money which cannot be reinvested into their businesses.

Over a third of surveyed SMEs say aged debt is affecting their cash flow, with half of all respondents stating that unpaid bills have prevented them from investing in their business. Some of the key issues respondents mentioned were “not being able to buy new equipment”, “not being able to pay or hire staff” and having to “put plans to expand their business on hold”.

Small businesses want to be able to maximise their buying power for greater profitability, but don’t have the initial investment required. Finding that all-important capital can be the difference between succeeding or failing, and will at the very least prevent SMEs from seizing the opportunities placed before them.

Indeed, according to another industry survey carried out by another payment firm Basware, six in ten SMEs want late payments to be regulated, with the majority supporting a 45-day time limit on overdue invoices.

So, for those looking to buy up a business, what are the important takeaways?

The first is to always get a full picture of a potential opportunity’s finances, including so-called “aged debt” and any outstanding invoices it may have. Remember, it is down to a small business to have a robust late payments policy, but could be a few short moves away from unlocking potential revenue streams if led by an experienced business owner.

Second, distressed businesses that folded due to a lack of revenue streams or unreliable income could be the perfect project to turn around and make a source of real growth. When researching businesses for sale, it’s worth examining previous business plans or looking for areas where those running it may have missed out on payments that they need.

Finally, cashflow problems can often be at least partially sorted out with an initial investment, particularly as more credit controls come into play to ensure that businesses are not chasing unpaid bills in the future. Remember, a company in downturn could actually be a profitable business that just needs leadership and a guiding hand.


Whoops! There was an error.
ErrorException (E_WARNING)
file_put_contents(/home/bizsale/storage/framework/sessions/lOxC2c5eWV3AwtSdtkqmN3NNsRC7JIL9grvZUttY): failed to open stream: No space left on device ErrorException thrown with message "file_put_contents(/home/bizsale/storage/framework/sessions/lOxC2c5eWV3AwtSdtkqmN3NNsRC7JIL9grvZUttY): failed to open stream: No space left on device" Stacktrace: #7 ErrorException in /home/bizsale/vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:122 #6 file_put_contents in /home/bizsale/vendor/laravel/framework/src/Illuminate/Filesystem/Filesystem.php:122 #5 Illuminate\Filesystem\Filesystem:put in /home/bizsale/vendor/laravel/framework/src/Illuminate/Session/FileSessionHandler.php:83 #4 Illuminate\Session\FileSessionHandler:write in /home/bizsale/vendor/laravel/framework/src/Illuminate/Session/Store.php:128 #3 Illuminate\Session\Store:save in /home/bizsale/vendor/laravel/framework/src/Illuminate/Session/Middleware/StartSession.php:87 #2 Illuminate\Session\Middleware\StartSession:terminate in /home/bizsale/vendor/laravel/framework/src/Illuminate/Foundation/Http/Kernel.php:218 #1 Illuminate\Foundation\Http\Kernel:terminateMiddleware in /home/bizsale/vendor/laravel/framework/src/Illuminate/Foundation/Http/Kernel.php:189 #0 Illuminate\Foundation\Http\Kernel:terminate in /home/bizsale/public_html/index.php:65
Application frames (1) All frames (8)
7
ErrorException
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Filesystem
/
Filesystem.php
122
6
file_put_contents
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Filesystem
/
Filesystem.php
122
5
Illuminate
\
Filesystem
\
Filesystem
put
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
FileSessionHandler.php
83
4
Illuminate
\
Session
\
FileSessionHandler
write
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
Store.php
128
3
Illuminate
\
Session
\
Store
save
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
Middleware
/
StartSession.php
87
2
Illuminate
\
Session
\
Middleware
\
StartSession
terminate
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Foundation
/
Http
/
Kernel.php
218
1
Illuminate
\
Foundation
\
Http
\
Kernel
terminateMiddleware
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Foundation
/
Http
/
Kernel.php
189
0
Illuminate
\
Foundation
\
Http
\
Kernel
terminate
/
public_html
/
index.php
65
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Filesystem
/
Filesystem.php
     *
     * @param  string  $path
     * @return string
     */
    public function hash($path)
    {
        return md5_file($path);
    }
 
    /**
     * Write the contents of a file.
     *
     * @param  string  $path
     * @param  string  $contents
     * @param  bool  $lock
     * @return int
     */
    public function put($path, $contents, $lock = false)
    {
        return file_put_contents($path, $contents, $lock ? LOCK_EX : 0);
    }
 
    /**
     * Prepend to a file.
     *
     * @param  string  $path
     * @param  string  $data
     * @return int
     */
    public function prepend($path, $data)
    {
        if ($this->exists($path)) {
            return $this->put($path, $data.$this->get($path));
        }
 
        return $this->put($path, $data);
    }
 
    /**
     * Append to a file.
Arguments
  1. "file_put_contents(/home/bizsale/storage/framework/sessions/lOxC2c5eWV3AwtSdtkqmN3NNsRC7JIL9grvZUttY): failed to open stream: No space left on device"
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Filesystem
/
Filesystem.php
     *
     * @param  string  $path
     * @return string
     */
    public function hash($path)
    {
        return md5_file($path);
    }
 
    /**
     * Write the contents of a file.
     *
     * @param  string  $path
     * @param  string  $contents
     * @param  bool  $lock
     * @return int
     */
    public function put($path, $contents, $lock = false)
    {
        return file_put_contents($path, $contents, $lock ? LOCK_EX : 0);
    }
 
    /**
     * Prepend to a file.
     *
     * @param  string  $path
     * @param  string  $data
     * @return int
     */
    public function prepend($path, $data)
    {
        if ($this->exists($path)) {
            return $this->put($path, $data.$this->get($path));
        }
 
        return $this->put($path, $data);
    }
 
    /**
     * Append to a file.
Arguments
  1. "/home/bizsale/storage/framework/sessions/lOxC2c5eWV3AwtSdtkqmN3NNsRC7JIL9grvZUttY"
    
  2. "a:3:{s:6:"_token";s:40:"VEZEvGia7fyO2oApLhGSXwmX0qxgEmzhKNaeQUtd";s:9:"_previous";a:1:{s:3:"url";s:105:"https://w.workfromhome.co.uk/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227";}s:6:"_flash";a:2:{s:3:"old";a:0:{}s:3:"new";a:0:{}}}"
    
  3. 2
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
FileSessionHandler.php
    /**
     * {@inheritdoc}
     */
    public function read($sessionId)
    {
        if ($this->files->exists($path = $this->path.'/'.$sessionId)) {
            if (filemtime($path) >= Carbon::now()->subMinutes($this->minutes)->getTimestamp()) {
                return $this->files->get($path, true);
            }
        }
 
        return '';
    }
 
    /**
     * {@inheritdoc}
     */
    public function write($sessionId, $data)
    {
        $this->files->put($this->path.'/'.$sessionId, $data, true);
 
        return true;
    }
 
    /**
     * {@inheritdoc}
     */
    public function destroy($sessionId)
    {
        $this->files->delete($this->path.'/'.$sessionId);
 
        return true;
    }
 
    /**
     * {@inheritdoc}
     */
    public function gc($lifetime)
    {
        $files = Finder::create()
Arguments
  1. "/home/bizsale/storage/framework/sessions/lOxC2c5eWV3AwtSdtkqmN3NNsRC7JIL9grvZUttY"
    
  2. "a:3:{s:6:"_token";s:40:"VEZEvGia7fyO2oApLhGSXwmX0qxgEmzhKNaeQUtd";s:9:"_previous";a:1:{s:3:"url";s:105:"https://w.workfromhome.co.uk/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227";}s:6:"_flash";a:2:{s:3:"old";a:0:{}s:3:"new";a:0:{}}}"
    
  3. true
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
Store.php
     *
     * @param  string  $data
     * @return string
     */
    protected function prepareForUnserialize($data)
    {
        return $data;
    }
 
    /**
     * Save the session data to storage.
     *
     * @return bool
     */
    public function save()
    {
        $this->ageFlashData();
 
        $this->handler->write($this->getId(), $this->prepareForStorage(
            serialize($this->attributes)
        ));
 
        $this->started = false;
    }
 
    /**
     * Prepare the serialized session data for storage.
     *
     * @param  string  $data
     * @return string
     */
    protected function prepareForStorage($data)
    {
        return $data;
    }
 
    /**
     * Age the flash data for the session.
     *
     * @return void
Arguments
  1. "lOxC2c5eWV3AwtSdtkqmN3NNsRC7JIL9grvZUttY"
    
  2. "a:3:{s:6:"_token";s:40:"VEZEvGia7fyO2oApLhGSXwmX0qxgEmzhKNaeQUtd";s:9:"_previous";a:1:{s:3:"url";s:105:"https://w.workfromhome.co.uk/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227";}s:6:"_flash";a:2:{s:3:"old";a:0:{}s:3:"new";a:0:{}}}"
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Session
/
Middleware
/
StartSession.php
        if ($this->sessionConfigured()) {
            $this->storeCurrentUrl($request, $session);
 
            $this->addCookieToResponse($response, $session);
        }
 
        return $response;
    }
 
    /**
     * Perform any final actions for the request lifecycle.
     *
     * @param  \Illuminate\Http\Request  $request
     * @param  \Symfony\Component\HttpFoundation\Response  $response
     * @return void
     */
    public function terminate($request, $response)
    {
        if ($this->sessionHandled && $this->sessionConfigured() && ! $this->usingCookieSessions()) {
            $this->manager->driver()->save();
        }
    }
 
    /**
     * Start the session for the given request.
     *
     * @param  \Illuminate\Http\Request  $request
     * @return \Illuminate\Contracts\Session\Session
     */
    protected function startSession(Request $request)
    {
        return tap($this->getSession($request), function ($session) use ($request) {
            $session->setRequestOnHandler($request);
 
            $session->start();
        });
    }
 
    /**
     * Get the session implementation from the manager.
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Foundation
/
Http
/
Kernel.php
     * @return void
     */
    protected function terminateMiddleware($request, $response)
    {
        $middlewares = $this->app->shouldSkipMiddleware() ? [] : array_merge(
            $this->gatherRouteMiddleware($request),
            $this->middleware
        );
 
        foreach ($middlewares as $middleware) {
            if (! is_string($middleware)) {
                continue;
            }
 
            list($name) = $this->parseMiddleware($middleware);
 
            $instance = $this->app->make($name);
 
            if (method_exists($instance, 'terminate')) {
                $instance->terminate($request, $response);
            }
        }
    }
 
    /**
     * Gather the route middleware for the given request.
     *
     * @param  \Illuminate\Http\Request  $request
     * @return array
     */
    protected function gatherRouteMiddleware($request)
    {
        if ($route = $request->route()) {
            return $this->router->gatherRouteMiddleware($route);
        }
 
        return [];
    }
 
    /**
Arguments
  1. Request {
      #json: null
      #convertedFiles: null
      #userResolver: Closure {
        class: "Illuminate\Auth\AuthServiceProvider"
        this: AuthServiceProvider { …}
        parameters: {
          $guard: {
            default: null
          }
        }
        use: {
          $app: Application { …}
        }
      }
      #routeResolver: Closure {
        class: "Illuminate\Routing\Router"
        this: Router { …}
        use: {
          $route: Route { …}
        }
      }
      +attributes: ParameterBag {}
      +request: ParameterBag {#1}
      +query: ParameterBag {#1}
      +server: ServerBag {}
      +files: FileBag {}
      +cookies: ParameterBag {}
      +headers: HeaderBag {}
      #content: null
      #languages: null
      #charsets: null
      #encodings: null
      #acceptableContentTypes: array:1 [
        0 => "*/*"
      ]
      #pathInfo: "/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
      #requestUri: "/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
      #baseUrl: ""
      #basePath: null
      #method: "GET"
      #format: null
      #session: Store {}
      #locale: null
      #defaultLocale: "en"
      -isHostValid: true
      -isClientIpsValid: true
      -isForwardedValid: true
      basePath: ""
      format: "html"
    }
    
  2. Response {}
    
/
home
/
bizsale
/
vendor
/
laravel
/
framework
/
src
/
Illuminate
/
Foundation
/
Http
/
Kernel.php
     */
    protected function dispatchToRouter()
    {
        return function ($request) {
            $this->app->instance('request', $request);
 
            return $this->router->dispatch($request);
        };
    }
 
    /**
     * Call the terminate method on any terminable middleware.
     *
     * @param  \Illuminate\Http\Request  $request
     * @param  \Illuminate\Http\Response  $response
     * @return void
     */
    public function terminate($request, $response)
    {
        $this->terminateMiddleware($request, $response);
 
        $this->app->terminate();
    }
 
    /**
     * Call the terminate method on any terminable middleware.
     *
     * @param  \Illuminate\Http\Request  $request
     * @param  \Illuminate\Http\Response  $response
     * @return void
     */
    protected function terminateMiddleware($request, $response)
    {
        $middlewares = $this->app->shouldSkipMiddleware() ? [] : array_merge(
            $this->gatherRouteMiddleware($request),
            $this->middleware
        );
 
        foreach ($middlewares as $middleware) {
            if (! is_string($middleware)) {
Arguments
  1. Request {
      #json: null
      #convertedFiles: null
      #userResolver: Closure {
        class: "Illuminate\Auth\AuthServiceProvider"
        this: AuthServiceProvider { …}
        parameters: {
          $guard: {
            default: null
          }
        }
        use: {
          $app: Application { …}
        }
      }
      #routeResolver: Closure {
        class: "Illuminate\Routing\Router"
        this: Router { …}
        use: {
          $route: Route { …}
        }
      }
      +attributes: ParameterBag {}
      +request: ParameterBag {#1}
      +query: ParameterBag {#1}
      +server: ServerBag {}
      +files: FileBag {}
      +cookies: ParameterBag {}
      +headers: HeaderBag {}
      #content: null
      #languages: null
      #charsets: null
      #encodings: null
      #acceptableContentTypes: array:1 [
        0 => "*/*"
      ]
      #pathInfo: "/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
      #requestUri: "/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
      #baseUrl: ""
      #basePath: null
      #method: "GET"
      #format: null
      #session: Store {}
      #locale: null
      #defaultLocale: "en"
      -isHostValid: true
      -isClientIpsValid: true
      -isForwardedValid: true
      basePath: ""
      format: "html"
    }
    
  2. Response {}
    
/
home
/
bizsale
/
public_html
/
index.php
|--------------------------------------------------------------------------
| Run The Application
|--------------------------------------------------------------------------
|
| Once we have the application, we can handle the incoming request
| through the kernel, and send the associated response back to
| the client's browser allowing them to enjoy the creative
| and wonderful application we have prepared for them.
|
*/
 
$kernel = $app->make(Illuminate\Contracts\Http\Kernel::class);
 
$response = $kernel->handle(
    $request = Illuminate\Http\Request::capture()
);
 
$response->send();
 
$kernel->terminate($request, $response);
Arguments
  1. Request {
      #json: null
      #convertedFiles: null
      #userResolver: Closure {
        class: "Illuminate\Auth\AuthServiceProvider"
        this: AuthServiceProvider { …}
        parameters: {
          $guard: {
            default: null
          }
        }
        use: {
          $app: Application { …}
        }
      }
      #routeResolver: Closure {
        class: "Illuminate\Routing\Router"
        this: Router { …}
        use: {
          $route: Route { …}
        }
      }
      +attributes: ParameterBag {}
      +request: ParameterBag {#1}
      +query: ParameterBag {#1}
      +server: ServerBag {}
      +files: FileBag {}
      +cookies: ParameterBag {}
      +headers: HeaderBag {}
      #content: null
      #languages: null
      #charsets: null
      #encodings: null
      #acceptableContentTypes: array:1 [
        0 => "*/*"
      ]
      #pathInfo: "/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
      #requestUri: "/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
      #baseUrl: ""
      #basePath: null
      #method: "GET"
      #format: null
      #session: Store {}
      #locale: null
      #defaultLocale: "en"
      -isHostValid: true
      -isClientIpsValid: true
      -isForwardedValid: true
      basePath: ""
      format: "html"
    }
    
  2. Response {}
    

Environment & details:

empty
empty
empty
Key Value
XSRF-TOKEN
"eyJpdiI6IllVTitjcmZkN3ZIb0ZcLytNalMzY3dnPT0iLCJ2YWx1ZSI6ImxodFJidk5IeEhpczhhZm1uQm0yQVpnclFIak1iSjdnMlljVDdUdkZVS25LZEtjelFcL2xrZ011T3FPc3ZUMjF4WmxpVElxeG0xU1cyNmowbDdYR3pEdz09IiwibWFjIjoiMjNiMjk5NDNkNjE2YzZhNzJhNDY4YzdmZWNhYThhMTFkYzIzMDFiOTQ5NTNlNGFmZTQyMzBiZGU3NGJiMjgzOCJ9"
laravel_session
"eyJpdiI6Imd3SFZxemVyZUhUV0JrNitoNHFZSVE9PSIsInZhbHVlIjoiVlJ5OEZNV1g5S2lVK0xPZXVtdWZCUnhDNXNOU254M0xCXC9sOHA3RFhZYWVHb3ltWHQ2eUV1Q0loM2ZVTXU4NjdwUTFvMDNFRjByYlBITHdpTDNud0NnPT0iLCJtYWMiOiJmOGNjNGZhY2Q5YTU3NjQ5YjRlZGNhZTE1NzE2NzhmYTg0NTdjNmNkYzdkYTQ0N2IyZGU0YzA1YmE4ZGEwMDRiIn0="
empty
Key Value
TZ
"UTC"
REDIRECT_REDIRECT_UNIQUE_ID
"aj9xHZRPfHb_S3j9sgbJdQAAABQ"
REDIRECT_REDIRECT_SCRIPT_URL
"/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
REDIRECT_REDIRECT_SCRIPT_URI
"https://w.workfromhome.co.uk/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
REDIRECT_REDIRECT_HTTPS
"on"
REDIRECT_REDIRECT_SSL_TLS_SNI
"w.workfromhome.co.uk"
REDIRECT_REDIRECT_STATUS
"200"
REDIRECT_UNIQUE_ID
"aj9xHZRPfHb_S3j9sgbJdQAAABQ"
REDIRECT_SCRIPT_URL
"/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
REDIRECT_SCRIPT_URI
"https://w.workfromhome.co.uk/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
REDIRECT_HTTPS
"on"
REDIRECT_SSL_TLS_SNI
"w.workfromhome.co.uk"
REDIRECT_HANDLER
"application/x-httpd-ea-php71"
REDIRECT_STATUS
"200"
UNIQUE_ID
"aj9xHZRPfHb_S3j9sgbJdQAAABQ"
SCRIPT_URL
"/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
SCRIPT_URI
"https://w.workfromhome.co.uk/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
HTTPS
"on"
SSL_TLS_SNI
"w.workfromhome.co.uk"
HTTP_X_FORWARDED_FOR
"216.73.217.108"
HTTP_USER_AGENT
"Mozilla/5.0 AppleWebKit/537.36 (KHTML, like Gecko; compatible; ClaudeBot/1.0; [email protected])"
HTTP_ACCEPT
"*/*"
HTTP_COOKIE
"XSRF-TOKEN=eyJpdiI6IllVTitjcmZkN3ZIb0ZcLytNalMzY3dnPT0iLCJ2YWx1ZSI6ImxodFJidk5IeEhpczhhZm1uQm0yQVpnclFIak1iSjdnMlljVDdUdkZVS25LZEtjelFcL2xrZ011T3FPc3ZUMjF4WmxpVElxeG0xU1cyNmowbDdYR3pEdz09IiwibWFjIjoiMjNiMjk5NDNkNjE2YzZhNzJhNDY4YzdmZWNhYThhMTFkYzIzMDFiOTQ5NTNlNGFmZTQyMzBiZGU3NGJiMjgzOCJ9; laravel_session=eyJpdiI6Imd3SFZxemVyZUhUV0JrNitoNHFZSVE9PSIsInZhbHVlIjoiVlJ5OEZNV1g5S2lVK0xPZXVtdWZCUnhDNXNOU254M0xCXC9sOHA3RFhZYWVHb3ltWHQ2eUV1Q0loM2ZVTXU4NjdwUTFvMDNFRjByYlBITHdpTDNud0NnPT0iLCJtYWMiOiJmOGNjNGZhY2Q5YTU3NjQ5YjRlZGNhZTE1NzE2NzhmYTg0NTdjNmNkYzdkYTQ0N2IyZGU0YzA1YmE4ZGEwMDRiIn0%3D"
HTTP_ACCEPT_ENCODING
"gzip, br"
HTTP_CF_RAY
"a1227912ab28a3ae-CMH"
HTTP_CDN_LOOP
"cloudflare; loops=1"
HTTP_CF_IPCOUNTRY
"US"
HTTP_CF_VISITOR
"{"scheme":"https"}"
HTTP_X_FORWARDED_PROTO
"https"
HTTP_CONNECTION
"Keep-Alive"
HTTP_HOST
"w.workfromhome.co.uk"
HTTP_X_HTTPS
"1"
PATH
"/usr/local/jdk/bin:/usr/kerberos/sbin:/usr/kerberos/bin:/usr/local/sbin:/usr/local/bin:/sbin:/bin:/usr/sbin:/usr/bin:/usr/X11R6/bin:/usr/local/bin:/usr/X11R6/bin:/root/bin:/opt/bin"
SERVER_SIGNATURE
""
SERVER_SOFTWARE
"Apache"
SERVER_NAME
"w.workfromhome.co.uk"
SERVER_ADDR
"172.31.31.57"
SERVER_PORT
"443"
REMOTE_ADDR
"216.73.217.108"
DOCUMENT_ROOT
"/home/bizsale/public_html"
REQUEST_SCHEME
"https"
CONTEXT_PREFIX
"/cgi-sys"
CONTEXT_DOCUMENT_ROOT
"/usr/local/cpanel/cgi-sys/"
SERVER_ADMIN
"[email protected]"
SCRIPT_FILENAME
"/home/bizsale/public_html/index.php"
REMOTE_PORT
"9958"
REDIRECT_URL
"/index.php"
GATEWAY_INTERFACE
"CGI/1.1"
SERVER_PROTOCOL
"HTTP/1.1"
REQUEST_METHOD
"GET"
QUERY_STRING
""
REQUEST_URI
"/Blogs/report-smes-are-spending-a-tenth-of-their-time-chasing-payments-217227"
SCRIPT_NAME
"/index.php"
ORIG_SCRIPT_FILENAME
"/usr/local/cpanel/cgi-sys/ea-php71"
ORIG_PATH_INFO
"/index.php"
ORIG_PATH_TRANSLATED
"/home/bizsale/public_html/index.php"
ORIG_SCRIPT_NAME
"/cgi-sys/ea-php71"
PHP_SELF
"/index.php"
REQUEST_TIME_FLOAT
1782542621.9668
REQUEST_TIME
1782542621
argv
[]
argc
0
APP_NAME
"Laravel"
APP_ENV
"local"
APP_KEY
"base64:6coDXzCRsacXGmkPvjvAXO03DG2dJJdkX6rr1+rpvVg="
APP_DEBUG
"true"
APP_LOG_LEVEL
"debug"
APP_URL
"http://localhost"
DB_CONNECTION
"mysql"
DB_HOST
"127.0.0.1"
DB_PORT
"3306"
DB_DATABASE
"bizsale_db"
DB_USERNAME
"bizsale_admin"
DB_PASSWORD
"+fUTe#g#3."
BROADCAST_DRIVER
"log"
CACHE_DRIVER
"file"
SESSION_DRIVER
"file"
SESSION_LIFETIME
"120"
QUEUE_DRIVER
"sync"
REDIS_HOST
"127.0.0.1"
REDIS_PASSWORD
"null"
REDIS_PORT
"6379"
MAIL_DRIVER
"smtp"
MAIL_HOST
"smtp.mailtrap.io"
MAIL_PORT
"2525"
MAIL_USERNAME
"null"
MAIL_PASSWORD
"null"
MAIL_ENCRYPTION
"null"
PUSHER_APP_ID
""
PUSHER_APP_KEY
""
PUSHER_APP_SECRET
""
EMAIL_TESTING
"true"
COMPANIESHOUSE_KEY
"u82ND42fnkdYxqCH945hvlmaflxDPIyT2sMcWLrj"
Key Value
APP_NAME
"Laravel"
APP_ENV
"local"
APP_KEY
"base64:6coDXzCRsacXGmkPvjvAXO03DG2dJJdkX6rr1+rpvVg="
APP_DEBUG
"true"
APP_LOG_LEVEL
"debug"
APP_URL
"http://localhost"
DB_CONNECTION
"mysql"
DB_HOST
"127.0.0.1"
DB_PORT
"3306"
DB_DATABASE
"bizsale_db"
DB_USERNAME
"bizsale_admin"
DB_PASSWORD
"+fUTe#g#3."
BROADCAST_DRIVER
"log"
CACHE_DRIVER
"file"
SESSION_DRIVER
"file"
SESSION_LIFETIME
"120"
QUEUE_DRIVER
"sync"
REDIS_HOST
"127.0.0.1"
REDIS_PASSWORD
"null"
REDIS_PORT
"6379"
MAIL_DRIVER
"smtp"
MAIL_HOST
"smtp.mailtrap.io"
MAIL_PORT
"2525"
MAIL_USERNAME
"null"
MAIL_PASSWORD
"null"
MAIL_ENCRYPTION
"null"
PUSHER_APP_ID
""
PUSHER_APP_KEY
""
PUSHER_APP_SECRET
""
EMAIL_TESTING
"true"
COMPANIESHOUSE_KEY
"u82ND42fnkdYxqCH945hvlmaflxDPIyT2sMcWLrj"
0. Whoops\Handler\PrettyPageHandler